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I received a loss draft check. What do I do now?

If you have filed a hazard claim and received a loss draft check, please contact our Loss Draft Department directly at 1-888-882-1815. They are available Monday through Friday from 8:00 am to 9:00 pm and Saturday from 8:00 am to 5:00 pm, ET.

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Can we remove the mortgage company name from the loss draft check?

No; PHH Mortgage must be listed on all loss draft checks.

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How can I view the mortgagee clause for my account?

To view the mortgagee clause, visit MyCoverageInfo.comand enter your account details in the search box.

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I live in Florida or California and have heard about insurance companies limiting new homeowners ins

If you have specific questions about your renewal, speak to your insurance agent or company directly. Click here to read about recent changes.

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How are my property tax bills paid?

If your account is escrowed for property taxes, your monthly mortgage payment will include funds to pay the taxes. We hold these funds in an escrow account and pay your property taxes when they are due. If your account is not escrowed for property taxes, you are responsible for paying the taxes by the due date.

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How much are my property taxes?

To find your property tax amount, log in to your account on PHHMortgage.com. The My Loan tile shows upcoming tax disbursements under "Taxes and Insurance." You can also see past tax disbursements in the "Payment History" section. If you are not registered on PHHMortgage.com, you can find the property tax amount on your most recent escrow analysis, or you can contact your local tax authority.

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How does PHH Mortgage know what amount to pay for my taxes?

The taxing authority provides the amount of taxes to pay.

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When does PHH Mortgage pay the property taxes?

We pay the taxes the month they are due based on the due date established by the local tax authority.

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Does PHH Mortgage pay taxes at the discount amount?

If your taxing authority offers a discount, we will pay the discount amount. Otherwise, we will pay the taxes by the due date provided by your taxing authority.

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My account is escrowed for taxes. Why did I receive a tax bill?

You may receive a tax bill from the taxing authority for your records even if the account is escrowed for taxes. We also receive this tax information directly from our tax monitoring vendor.  If you receive a tax bill that says your taxes are delinquent or that you have been charged a penalty, please send the bill to us immediately using one of the following methods:  Email: CustomerCare@MortgageFamily.com Fax: 1-561-682-8880   Mail:  PHH Mortgage Attn: Tax...

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