Now Available! Newly Redesigned Mobile App – Managing your account on the go has never been easier! We've redesigned our mobile app to bring you an even better mobile experience. All the same features and functionality that is available on PHHMortgage.comLogins are seamless between the App and Website – register on either oneCompletely new user interface – redesigned to simplify and enhance the end user experienceUpdated design changes includeNavigation bar along...
READ MOREIf you are experiencing any issues opening PDF documents from our website, here are some of the most common reasons to consider: Your device doesn't have a PDF reader installed.Your PDF reader or preferred program is out of date and needs an update.Your PDF application is potentially damaged or needs to be rebooted. Here are other helpful troubleshooting tips to try: Pop-Up Blockers: Check your browser to ensure Pop-Ups are “Always Allowed". This is the most common...
READ MORENobody likes to be surprised by unexpected fees. Learn more about some of the most common fees that may be charged to your account, and potential options to avoid them.
READ MOREMany homeowners prioritize paying off their mortgage quickly. Making biweekly mortgage payments is one way to reduce interest costs and shorten the loan term.What Are Biweekly Mortgage Payments?Biweekly mortgage payments involve splitting your regular monthly mortgage payment in half and paying that amount every two weeks. Since there are 52 weeks in a year, this results in 26 half-payments—or the equivalent of 13 full monthly payments—instead of the standard 12. These two extra...
READ MOREManaging bills each month can be a daunting task, especially when juggling multiple financial commitments. One effective strategy to streamline this process is setting up automatic payments. Automatic payments, also known as ACH or auto-debits, allow customers to authorize a company to automatically deduct the regular mortgage payments from their bank account. We call this service Autopay. This hassle-free service allows you to set it up and not have to worry about forgetting to make your...
READ MOREHomeowners across the country are looking for smarter ways to manage their finances—starting with their home loans. One of the most effective ways to cut costs, improve terms, and unlock cash flow is to refinance your mortgage. With changing mortgage rates and evolving financial needs, this year may be the perfect time to consider a refinance.Here are the top 5 reasons why refinancing your mortgage in 2025 could be a game-changer for your financial health.Take Advantage of Lower Mortgage...
READ MOREIf you've come into some extra money - maybe from a bonus, inheritance, or tax return - a mortgage recast could be a smart way to lower your monthly payments without changing your loan terms.
READ MORECredit is an agreement to borrow money with the promise that you will pay it back at a later time through scheduled payments.How Credit Influences FinancingMaintaining good credit is key to financing a home purchase. In fact, your credit is one of the first things lenders examine when considering you for a loan.What can you do to improve your credit – and your chances of getting a mortgage? Making payments on time is an important way to establish good credit. A pattern or history of...
READ MOREBuying a home is one of the biggest financial decisions you’ll ever make, and proper planning is key. A mortgage calculator can be your best friend when it comes to home loan planning. It gives you a clearer picture of your monthly payments, total interest costs, and how different factors impact your loan.What Is a Mortgage Calculator? A mortgage calculator is an online tool that helps estimate your monthly mortgage payment based on the home price, loan term, interest rate, down payment,...
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