All About Your Credit

Credit is an agreement to borrow money with the promise that you will pay it back at a later time through scheduled payments.How Credit Influences FinancingMaintaining good credit is key to financing a home purchase. In fact, your credit is one of the first things lenders examine when considering you for a loan.What can you do to improve your credit – and your chances of getting a mortgage? Making payments on time is an important way to establish good credit. A pattern or history of...

How to Use a Mortgage Calculator to Plan Your Home Purchase

Buying a home is one of the biggest financial decisions you’ll ever make, and proper planning is key. A mortgage calculator can be your best friend when it comes to home loan planning. It gives you a clearer picture of your monthly payments, total interest costs, and how different factors impact your loan.What Is a Mortgage Calculator? A mortgage calculator is an online tool that helps estimate your monthly mortgage payment based on the home price, loan term, interest rate, down payment,...

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First Protector Insurance

First Protector Insurance Help alleviate financial hardship. Protection for what matters most! At PHH Mortgage, we understand how important it is for homeowners to prepare for the unexpected. That’s why we have partnered with Assurant® to make available to you a disaster mortgage insurance product called First Protector®. First Protector helps alleviate financial hardship if you are displaced from your home due to damage from a covered disaster such as flood, fire, tornado,...

Flood Insurance

Flood InsuranceFlood experts. Affordable policies. Did you know that every home is at risk for a flood? That’s why we partnered with Wright National Flood Insurance Company, the nation’s leading flood provider, to bring valued PHH Mortgage customers affordable flood insurance options that meet government and lenders’ requirements.Benefits include:Coverage and exclusions similar to a National Flood Insurance Program (NFIP) policy, but with the ability to cover higher property...

Home and Auto

Home and AutoReal Benefits for Real LifeTM Work and family make for a busy schedule—and you can’t slow down when problems happen. FIMC’s Home & Auto plan can save PHH Mortgage customers time and money when life’s little hiccups happen.1Why Home & Auto?From big things like emergency medical bills and unexpected auto repairs to not-so-big things like lost car keys, our plan fills the gaps left by traditional auto & homeowner's insurance plans with benefits...

Home Hero

Home HeroHome sweet home, only sweeter. Home Hero offers practical benefits that fill the gaps in your insurance policy and help protect you from the burden of unexpected expenses.Get StartedAs a member you get:Up to $200 per occurrence to offset the cost of a locksmith with your membership†30% off do-it-yourself home security when purchasing a system with professional monitoring from New Blue by ADT50% of your eligible repair bill back, up to $500, so you can fix broken...

Home Security

Home SecurityPHH Mortgage has partnered with Safe Haven Security to offer a home security system monitored by ADT.  When you work with Safe Haven, you can depend on a high-level, forward-thinking team committed to creating a home security system tailored to your needs. Every person who comes to your home meets all ADT standards as well as local and state-level licensing and has passed a federal background check. Safe Haven only uses their employees and will never send a...

Homeowners Insurance

Homeowners InsuranceHomeowners insurance protects one of your largest financial investments against hazards such as fire and storms. While homeowners insurance is required, you can choose who carries your policy. We have teamed up with both Matic and Goosehead to help save you money on homeowners insurance!Goosehead InsurancePHH Mortgage has partnered with Goosehead Insurance to provide you with access to multiple, top-tier insurance companies. Together, we're dedicated to finding you...