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Get Pre-Approved

Pre-Approval is your first step to successful homebuying

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Getting Pre-Approved allows you to set your budget, strengthen your offer, and speed up the buying process. 

Why Get Pre-Approved?

Set Your Budget

Set Your Budget

Determine how much you can afford, and narrowing your search.

Stand Out from Buyers

Stand Out from Buyers

Show sellers you're committed and likely to get financing.

Speed Up the Process

Speed Up the Process

Be prepared to move quickly when you find the right home.

Protect Your Rate

Protect Your Rate

Secure a favorable rate for up to 90 days with Lock & Shop.

Get Started with Pre-Approval Today!

If you’re thinking about buying or are currently in the market for a new home you need to be prepared to move quickly and stand out.

Get Pre-Approved


Mortgage loans are subject to credit approval. Application approval is subject to complete underwriting review based on program guidelines; not all applicants may qualify. Limitations may apply. This is not a commitment to lend. PHH is not licensed to do business or originate loans for properties located in Hawaii. 

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