Get Started

Mortgage loans are subject to credit approval. By refinancing your existing loan, your total finance charge may be higher over the life of the loan. Application approval is subject to complete underwriting review based on program guidelines; not all applicants may qualify. Limitations may apply. This is not a commitment to lend. PHH is not licensed to do business or originate loans for properties located in Hawaii. 

By clicking Submit, you expressly consent to having PHH Mortgage contact you by email address and/or phone to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry, including via text messaging, automated or pre-recorded means. Standard data and text messaging rates apply. You do not have to agree to receive such calls or messages as a condition of getting any service from PHH Mortgage. By communicating with PHH Mortgage by phone, you consent to calls being recorded and monitored. Depending on when you submit your inquiry, we may call you outside of TCPA (Telephone Consumer Protection Act) dialing hours, but during our standard hours of business.

New York: This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. Not available for New York consumers, NY residents click here.