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Have you been affected by COVID-19?

PHH will help you through these difficult times.

Learn More

Ready to refinance?

Use our Refinance Checklist to help guide you

Start Here

Dollars and sense

Our calculators can help you determine monthly payment, affordability and more!


Get a house-hunting head start

Your route to a new home begins at the loan pre-approval decision

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If you have been affected by the Coronavirus (COVID-19) or a natural disaster, we will help you through these difficult times. Click here to learn more about COVID-19, your loan and the COVID-19 Hardship Notification Form. If you have been impacted by a natural disaster, we can help. Please call us at 1-800-936-8705. Helping Homeowners is What We Do! 

PHH is OPEN! Our loan officers and customer service representatives are here to help! Call volume is extremely high, so we ask for your patience and understanding as we do our best to assist all customers. We are open: Monday-Friday 9:00 a.m. – 8:00 p.m. Loan Officers will also be available Saturday 10:00 a.m. – 2:00 p.m. All times are Eastern.


Why PHH?

For over 30 years, PHH Mortgage has provided industry-leading mortgage services and helped countless homebuyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.

Whether you are looking to purchase a new home or refinance your current mortgage, PHH offers a wide variety of loan options, including conventional, VA and FHA. Talk with one of our experienced loan officers today to get started.  



Monthly Payment Calculator

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Results are based solely on the information you have provided; product may not be available for all terms entered. These calculations are provided for illustrative purposes only and do not reflect any closing costs or down payment. If mortgage insurance payment is listed, illustrative payment is based upon a conforming fixed loan for owner occupied, 1 unit dwelling for a borrower with a credit score greater than 760. This is not a credit decision or a commitment to lend. Please contact an experienced loan consultant at (800) 210-8849 for more accurate and detailed information.

A monthly payment cannot be generated based upon the information provided.

Try one of these and recalculate:

  • Lowering your purchase price
  • Increasing your down payment
  • Changing the loan term
Still not seeing any values?  Please contact an experienced loan consultant at (800) 210-8849 to find an option that fits your unique situation.
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    • Refinancing Checklist

    • checkDefine your goals

    • checkDetermine how much you still owe

    • checkRun the numbers

See the full refinancing checklist
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