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My Next Home

Explore tailored loan options, get Pre-Approved, take advantage of equity from your current property, and enjoy a seamless transition to your next home with PHH.

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My First Home

Buying your first home is a life-changing decision and significant investment. We’re here to make the experience more manageable and help you every step of the way. Why choose PHH for your first home purchase?Low Down-Payment Options: Explore FHA, VA, and programs with minimal down-payment requirementsEasy Process, Low Rates: We always offer a simplified loan process and competitive interest ratesPersonal Guidance: Work with our experts to find the right loan for your needs

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My Investment Property

Investing in real estate is a powerful way to build wealth, and we're here to help. Whether you're a seasoned investor or just getting started, our team is dedicated to providing you with the guidance needed.

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Refinance/Purchase FAQs

Have questions about refinancing or purchasing a home? You're not alone. Our Frequently Asked Questions (FAQ's) page coves everything you need to know about securing the best mortgage for your current financial situation. 

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Is there a fee to make a one-time payment?

You may be charged a fee for using this service. The amount of the fee will be displayed to you for your acceptance before your transaction is completed. PHH Mortgage has a business relationship with the provider of this payment processing service and a portion of the fee will be retained by PHH Mortgage. Please note that you are not required to use this payment service or this payment provider, as we do accept other payment methods that you can use without incurring a fee. You have the right...

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How can I protect myself from scams?

There are different types of scams. A couple examples are below.Imposter Scams These are usually phone calls from individuals claiming to be PHH Mortgage employees demanding payments in the form of a pre-paid debit/gift cards to cover trial loan modification payments, escrow shortages and/or to avoid foreclosure. These imposters may be calling from what appears to be a legitimate PHH Mortgage phone number. This is called spoofing. PHH Mortgage would never require payment via a pre-paid...

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My Mortgage Was Transferred to PHH Mortgage

Learn more about your recently transferred mortgage.

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First Community

Welcome First Community Mortgage, Inc. Customers

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How do I submit a complaint?

If you are not satisfied with any aspect of the servicing of your account, please contact our Customer Service Department at 1-800-449-8767.  If you are unsatisfied with your response from our Customer Service Department, please use the address below and include your name, account number, property address and a statement of either the information you are requesting or the error you believe has occurred. PHH Mortgage P.O. Box 24695 West Palm Beach, FL 33416 New York Property...

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Bank of England Mortgage

Welcome Bank of England Mortgage Customers

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