If you rent your home now and are considering buying, determine if it makes financial sense with our rent vs. buy calculator. Enter in details about your current monthly rent and the home you’d like to buy and find out which option makes sense for you.
READ MOREYou have a few options to get started. Option 1: Online: If you've experienced a financial hardship. Click here to be taken to our Homeowner's Assistance page to get started.Option 2: By Mail: You can also complete the Mortgage Assistance Application and send it by mail. The application requests your current income and expenses and the reason for your hardship to help us determine the best available option. Click here to print the Mortgage...
READ MOREFlood insurance requirements are established by the Federal Deposit Insurance Corporation (FDIC). For specific information about your flood insurance coverage, please contact our Insurance Department directly at 1-888-882-1855. They are available Monday through Friday from 8:00 am to 9:00 pm and Saturday from 8:00 am to 5:00 pm ET.
READ MOREFor any questions about your insurance policy information, please contact our Insurance Department at 1-888-882-1855. They are available Monday through Friday from 8:00 am to 9:00 pm ET and Saturday from 8:00 am to 5:00 pm ET.
READ MORESo, you’re thinking about buying your next home. Whether you’re just getting started or well on your way, these seven tips can help make the process go as smoothly as possible. Even if you're not a first-time home buyer, it’s always a good idea to do your research and be prepared before making any major financial decision. The market is constantly shifting, and a few things may have changed since your last purchase.Down payment—Start planningThe down payment on a...
READ MORECredit is an agreement to borrow money with the promise that you will pay it back at a later time through scheduled payments.How Credit Influences FinancingMaintaining good credit is key to financing a home purchase. In fact, your credit is one of the first things lenders examine when considering you for a loan.What can you do to improve your credit – and your chances of getting a mortgage? Making payments on time is an important way to establish good credit. A pattern or history of...
READ MOREYou probably already know that owning a home is a smart investment, but did you know you may be able to use the equity in your home to borrow money to use any way you want? You can use the money to pay for home improvements, add to a rainy day or investment fund, or you consolidate your existing debt like credit cards or student loans, at a lower interest rate. As a homeowner, what options do you have to borrow money? Cash-out Refinance, Home Equity Loans, and Home Equity Line of Credit...
READ MOREAre you looking to buy your next home or refinance your current mortgage, but feeling overwhelmed by the multitude of mortgage loan options out there? Don't worry, we've got you covered. Let's break down the most common types of mortgage loans, from conventional to VA and FHA, and weigh the pros and cons of each to help you make an informed decision.Comparing Loan Types by Investor1. Conventional LoansPros:- Flexible terms and down payment options- No upfront mortgage insurance...
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