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What will your equity unlock? Paying off debt? Home repairs? PHH offers affordable options to access cash for what matters most. 

Rates Drop! With Loyalty Lock-In, we'll beat any offer. 

<h1 style="line-height: 1.2em; padding-top:64px;">Rates Drop! With Loyalty Lock-In, we&#39;ll beat any offer.&nbsp;</h1>

Mortgage rates are down, and we guarantee we'll have your best offer or we'll pay your mortgage for a month. Call today.

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<h1 style="line-height: 1.2em; padding-top:64px;">Rates Drop! With Loyalty Lock-In, we&#39;ll beat any offer.&nbsp;</h1>

Your Home. Your Goals. Simplified.

Whether you’re buying a new home or accessing equity, we'll help you reach your goal with ease.

Your Home, Your Numbers

Our easy-to-use calculators put you in control. Whether you’re dreaming of a new home or considering a refinance these tools provide instant, personalized insights. Get a clear picture of your potential monthly payments, discover how much home you can afford, and see how different loan terms affect your finances.

<h4>Purchase Calculator<br />
How much can I afford?</h4>

Purchase Calculator
How much can I afford?

<h4>Refinance Calculator<br />
How much could I save?</h4>

Refinance Calculator
How much could I save?

Trusted by Homebuyers,
Recommended by Customers

With 30 years of industry excellence, PHH Mortgage’s commitment to you remains unwavering. We take pride in our long-standing, dedicated service of providing home financing solutions to help Americans achieve their dreams.

  • Personalized mortgage solutions tailored to your needs
  • Competitive rates and flexible loan options
  • Seamless and efficient mortgage process
PHH
Mortgage
4.4
Review 6,706