Refinance Calculator Left Image

Refinance Calculator

Should you refinance? Calculate your options

Refinance Calculator Right Image Mobile

Find out if now is a good time for you to refinance to reduce your monthly payment,1 get extra cash or switch to a different loan type or term. Simply enter some information on your current loan, plus the new loan you're considering, and we'll calculate your potential savings.

1By refinancing your existing loan, your total finance charge may be higher over the life of the loan.

Please note that these estimates do not include all applicable fees, and as a result, your actual fees may be higher. For a more accurate estimate, call 1-800-449-9536 to speak with an experienced loan officer today.
Current Loan Details
$
%
$
About Your New Loan
$
$
%

Your Results


Estimated Cost to Obtain a New Mortgage
Months to Break Even
Current Monthly Payment
Refinancing Payment
Principal + Interest
PMI
Changes in Monthly Payment

Talk to a PHH Loan Officer Today!

Get personalized loan options, rate quotes and a free mortgage check-up.

Get Started