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Your purchase of the present use of money with the promise to pay it back in an agreed-upon time period, and at a cost usually defined by an interest rate.
A company that provides information to a lender about your creditworthiness, based on your credit history. The three major national credit bureaus are Equifax, Experian, and Trans Union. Also called Consumer Credit Reporting Agency or Credit Repository.
Your debt and repayment history on loans and credit cards.
See credit score.
A credit bureau's detailed report of your credit history.
Having a financial plan before you look can help you better prepare for home buying costs.
Read moreHere is a list of ten things you should know before refinancing.
Read moreWe can help walk you through the process when you’re ready to take the big step and buy or refinance.
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