Hello and welcome to PHH Mortgage.  My name is Scott Magruder, and I am a seasoned loan officer at PHH Mortgage with over 24 years of experience in the industry.  Please allow my expertise and tireless dedication to customer service to work for you.  While working with me during the loan process, you should expect to have all questions answered, responsiveness, and an eye that is always looking for the best options to assist you.

Whether you’re looking to buy your first home, refinance the home you’re in, or pull some money out of your home for home improvements, debt consolidation, kids’ schooling, or that vacation you’ve always wanted, I’m here for you.

Get started today by applying online from this site.  Your request will be delivered to me directly through a secure system and I will call you promptly to review the next steps.  Have a great day and thank you for considering working with me and being part of the PHH Mortgage family!