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Your First Home

Turn homeowner dreams into reality with PHH

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Your Home Awaits: Simplified Home Loans For First-Time Homebuyers

Buying your first home is a life-changing decision and significant investment. We’re here to make the experience more manageable and help you every step of the way. 

Why choose PHH for your first home purchase?

  • Low Down-Payment Options: Explore FHA, VA, and programs with minimal down-payment requirements
  • Easy Process, Low Rates: We always offer a simplified loan process and competitive interest rates
  • Personal Guidance: Work with our experts to find the right loan for your needs

Not sure where to start? Use our first-time homebuyer kit as a guide.

Your Homebuying Starter Kit

Your Homebuying Starter Kit

Purchase Calculator

Estimate your payments, compare loan options, and plan your dreams!
Homebuying Articles

Expert insights to guide your homebuying journey.

Homebuying Checklist

Don't miss a step with our Purchase Checklist.

PHH Purchase Promise

Discover all the benefits of our Purchase Promise. 

    

Get Started with Pre-Approval Today!

If you’re thinking about buying or are currently in the market for a new home you need to be prepared to move quickly and stand out.

Get Pre-Approved
Mortgage loans are subject to credit approval. Application approval is subject to complete underwriting review based on program guidelines; not all applicants may qualify. Limitations may apply. This is not a commitment to lend. PHH is not licensed to do business or originate loans for properties located in Hawaii.